This legal notice is issued by Choices (“Company”) and the terms and conditions set out apply to the entire contents of the website operated under the domain name www.choicesisa.co.uk (“Website”) and to any correspondence by e-mail between you and the Company (or any of its subsidiaries or affiliates). Please read these terms and conditions carefully before using the Website. Using the Website indicates that you accept these terms and conditions and that you agree to abide by them. If you do not accept these terms and conditions, please do not use the Website.
The Company may revise the terms and conditions contained in this legal notice at any time by updating this posting. You should check this Website from time to time to review the current legal notice, because it is binding on you. Certain provisions of this legal notice may be superseded by expressly designated legal notices or terms located on particular pages of the Website.
DISCLAIMER OF LIABILITY FOR CONTENT
Commentary and other materials posted on the Website are not intended to constitute advice upon which reliance should or may be placed. Users of the Website and anyone who may be informed of any of its content from time to time should obtain their own independent legal and/or financial advice.
While the Company endeavours to ensure that the information on this Website is current, the Company is providing this site on an ‘as is’ basis and makes no representation or warranty of any kind with respect to this site or its contents and disclaims all such representations and warranties including those as may be implied by statute. In addition, the Company makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of the Company (and the members of its group) howsoever arising from any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.
The Company may make changes to the material on this Website at any time without notice. The material on the Website may be out of date and the Company makes no commitment to update such material.
While the Company endeavours to ensure that this Website is normally available 24 hours a day, the Company shall not be liable if this Website is unavailable at any time or for any period. Access to the Website is permitted on a temporary basis and the Company reserves the right to withdraw or suspend the service on the Website at any time without notice. In addition, access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond the Company’s control. From time to time, the Company may restrict access to some parts of the Website or to the entire site. We will not be liable if for any reason the Website is unavailable at any time for any period.
Neither the Company nor any of its subsidiaries or affiliates, directors, employees or other representatives will be liable for loss or damage arising out of or in connection with the use, inability to use, or results of use of the Website, any websites linked to it, and any information posted on it. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income, profit or business, loss of or damage to property, loss of anticipated savings, wasted management or office time and claims of third parties whether any of the same are caused by tort (including negligence), breach of contract or otherwise, even if foreseeable. Notwithstanding the foregoing, none of the exclusions and limitations are intended to limit any right you may have as a consumer under local law or other statutory rights which may not be excluded nor in any way to exclude or limit the Company’s liability to you for death or personal injury resulting from our negligence or that of our employees or agents.
INTELLECTUAL PROPERTY DISCLAIMER
All copyright, patent, intellectual and other property rights in the information contained in this Website is held by or is licensed to the Company. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing this information. All copying, reproducing, transmitting, distributing, displaying or otherwise making available of material on this Website (by any means and whether in whole or in part) is prohibited, other than downloading / printing of material that is for your own private non-commercial use provided that you do not change any copyright, trademark or other proprietary notices appearing thereon.
You must not modify the paper or digital copies of any materials you have printed off or downloaded from the Website in any way, nor use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
The Company’s status (and that of any identified contributors) as the author of the material on the Website must always be acknowledged. You must not use any part of the materials on the Website for commercial purposes without obtaining a licence to do so from the Company or its licensors.
If you print off, copy or download any part of the Website or the material it contains in breach of these terms and conditions, your right to use the Website will cease immediately and you must, at the sole option of the Company, return or destroy any copies of the materials you have made.
This site is targeted at United Kingdom residents only.
ACCESSING THE WEBSITE
If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. The Company has and expressly reserves the right to disable any user identification code or password, whether chosen by you or allocated by the Company (or any member of its group), at any time, if in the sole opinion of the Company you have failed to comply with any of the provisions of the terms and conditions contained in this legal notice.
You are also responsible for ensuring that all persons who access the Website through your internet connection are aware of these terms and conditions, and that they comply with them. You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
By breaching any part of this provision, you could commit a criminal offence under the Computer Misuse Act 1990. The Company will report any such breach to the relevant law enforcement authorities and will co-operate with those authorities in the prosecution of any such offence including by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it, or on any website linked to it.
You may not link to the Company’s homepage or any other part of the Website without the prior written consent of the Company nor may the Website be framed on any other site. If you wish to make use of materials contained on the Website other than set out in this legal notice, you must contact firstname.lastname@example.org in advance. The Company reserves the right to refuse permission to any use of the Website at its sole discretion.
Unless otherwise expressly stated in these terms and conditions, all notices from you to the Company must be in writing and sent to the Company’s address at Nexus House, 4 Brindley Road, Old Trafford, Manchester, M16 9HQ and, unless otherwise specifically agreed, all notices from the Company to you will be displayed on the Website for time to time.
If any part of these terms and conditions is invalid or unenforceable (including any provision in which the Company excludes its liability to you) the validity and/or enforceability of any other part of these terms and conditions will not be affected and they shall otherwise remain binding and in full force and effect.
THIRD PARTY RIGHTS
Except for the Company’s subsidiaries, affiliates, directors, employees or representatives, a person who is not a party to this legal notice has no right under the UK Contracts (Rights of Third Parties) Act 1999 or otherwise to enforce any term of this agreement but this does not affect any right or remedy of a third party that exists or is available apart from that Act.
These terms and conditions and the resulting contract between you and the Company shall be governed by and interpreted in accordance with English law and the English courts shall have jurisdiction to resolve any disputes which may arise in relation to them.
Financing Business Growth
*Please be aware when investing that your capital is at risk and the value of your investment can go down as well as up. You may get back less than you invested.
When referring to “Choices”, we are referencing the bond issuer who is Choices Seven A Limited. Registered in England and Wales, company number is 11201770 and registered office address is Nexus House, 4 Brindley Road, Old Trafford, Manchester, M16 9HQ.
This webpage has been issued by the Company and approved for the purposes of Section 21 of the FSMA by Northern Provident Investments Limited.
Choices Funding is a trading name of Choices Funding Group Ltd which is the parent company of Choices Funding Seven A Ltd. Registered in England and Wales, company number 11201805. Registered Office: Nexus House, 4 Brindley Road, Old Trafford, Manchester, M16 9HQ
Choices ISA is a trading name of Northern Provident Investments Limited which is Authorised and regulated by the Financial Conduct Authority (no. 647948). Registered in England and Wales (no. 08807099). Northern Provident Investments Limited is registered with the Office of the Information Commissioner no. ZA287335. Registered Office: Northern Provident Investments Limited, Barclay House, 35 Whitworth Street West, Manchester, M1 5NG | Tel: 0800 0884676 | Email: email@example.com