DMS Claims Analysis 2014 – 2016

We believe that we refuse a lower proportion of claims than any other Short Term Income Protection Provider in the UK.  In fact the number of claims that we turn down is such a small percentage that we are pleased to publish these results.  If you can find another...

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DMS Claims Analysis 2015

DMS CLAIMS ANALYSIS 2015 ALL CLAIMS Notified 100.00% Declined 4.55% ILLNESS or INJURY CLAIMS Notified 100.00% Declined - Not certified for period required 1.03% Declined - Pre-Existing Condition 3.09% Declined - Only had Involuntary Redundancy cover 1.03% Declined -...

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PPI Mis-Selling

All that it takes for evil to triumph is that good men do nothing. Never was this more true than over recent years, with reference to the PPI mis-selling scandal. Regularly the media announces larger and larger funds being repaid to clients or set aside for future...

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DMS Gold Standard Home Guard

There was never anything wrong with MPPI, it was a very fine product, and saved thousands of homes for thousands of families.  However, that does not mean that old fashioned PPI could not be improved, and DMS has done just that. The problem The DMS solution One policy...

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DMS Gold Standard Business Guard

Short Term Income Replacement for Clients running their own business How many horror stories have you heard about Clients running their own business trying to claim on “old-fashioned” PPI/ASU/STIP policies? At best, many received only a partial payment, and at worst,...

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A Tale of Four Claims

…all from Clients running their own business.  Which two are your Clients ?  Which two would you like to be your Clients ? All four Clients have had the foresight to take out Income Protection to pay their bills in the event of accident/injury, sickness/illness or...

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52 Golden Reasons to offer DMS Gold Standard STIR

40 outstanding features for Clients, plus 12 for Advisers that other providers may not, or do not offer. One good reason for every week of the year.   Benefits for Clients. At DMS, we… Publish our claims results. In 2014, we paid out 91.92% of all claims...

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Stop the Banks Dictating Strategy to Your Business

Years ago Mortgage Advisers recommended a wonderful product called MPPI and it helped tens of thousands of families keep their home when the family income disappeared overnight through Accident Sickness or Unemployment. Then the Banks turned PPI into the biggest...

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DMS Agency Services Ltd trading as DMS Security Plans is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number with the FCA is 303028. this can be checked at

Registered in England, Company Registration number 03762280. Our Registered Office is Martland Buildings, Mart Lane, Burscough, ORMSKIRK. L40 0SD.